top of page

Bank Clerk

Aliases: Bank Officer, Probationary Officer

Industry/Sector(s): BFSI

 

JOB DESCRIPTION 1

The tasks a Bank Clerk is expected to perform include:

  • Maintaining up-to-date account books and documents in bank

  • Receiving and scrutinizing application for loans, advances, foreign exchange, etc.

  • Handling banking business relating to current and saving accounts, fixed deposit, etc.

  • Providing periodic account statements as and when required by clients

  • Submitting bills and cheques to concerned ledger clerk for making necessary entries

 

WORK ENVIRONMENT 4, 2

  • It is a desk job

  • Need not handle a team

  • Local travelling is not a part of this job role

  • Part-time work and contractual jobs are not available

  • Work from home option is not available

Working hours

  • Organizations usually work for 5/6 days a week and 8/9 hours everyday. This may vary from organization to organization

  • Shift system is not available

  • Overtime may be involved

Is the job suitable for a candidate with special needs?

This job is suitable for candidates with One Arm (OA), One Leg (OL), One Arm and One Leg (OAL), Both Leg (BL), Blind (B), Low Vision (LV) and those who have Hearing Impaired (HH)
This may vary from organization to organization

 

EDUCATIONAL QUALIFICATIONS AND TRAINING 4

Preferably, graduation in any specialization

 

KEY COMPETENCIES 1

  • Proficient in issuing the acknowledgment counterfoil on receipt of cheques, draft, warrants, pay order, and other like instruments other than bills

  • Well-versed in delivering cheque book after authorization by competent authority

  • Knowledge of issuing cash receipt

  • Skilled in handling clients queries

  • Proficient in making entries in account books as and when transactions take place

  • Skilled in issuing ESI stamps wherever applicable 

  • Ability to ensure that the proper contents are in covers and envelopes including registered ones before dispatch

  • Well-versed in preparing demand draft for amount deposited with bank and submit them to supervisors for signatures

  • Skilled in making cash payment against all cheques/withdrawal forms/banker’s cheques/gift cheques/etc. up to specified limit

  • Competent in receiving cash and issuing pre-signed drafts/gift cheques/travellers cheques/pay orders/bank orders, etc. up to specified limit

  • Knowledge of operating banking software

  • Proficient in preparing daily statement at close of day’s work showing different transaction attended in a day

 

DESIRABLE COMPETENCIES 1

  • Working knowledge of calculating machine

  • Communication skills

  • Ability to work in a team

 

CAREER PROGRESSION PATH 5

 

National Head

           ↑

Zonal Manager

           ↑

Regional Manager

           ↑

Branch Manager

           ↑

Personal Banker

           ↑

Relationship Manager

           ↑

Customer Service Executive

           ↑

Branch Authorizer → Movement to other corporate office job

           ↑

Bank Clerk

The progression is indicative

 

EXPECTED EARNINGS 3

  • For new entrants – Rs 8,000 to Rs 12,000 per month

  • For candidates with 1/2 years of experience - Rs 12,000 to Rs 20,000 per month

  • For candidates with over 2 years of experience - Rs 20,000 to Rs 30,000 per month

 This figure are indicative and subject to change

 

REQUIRED WORK EXPERIENCE 4

Generally, no experience is required

 

PROBABLE EMPLOYERS 4

All banks and NBFCs across India

 

KEYWORDS 

  • Bank Officer

  • Probationary Officer

 

OCCUPATIONAL CODES AND STANDARDS 

Standard                     Code                 Description

NCO 2015                    4311.0200         Bank Clerk

ISCO 2008                   4311                  Accounting and Bookkeeping Clerks

NIC 2008                      69201                Accounting, bookkeeping and auditing activities

QP Reference               Not available     Not available

NSQF                            Not available     Not available

 

​

bottom of page